Cardive Privacy Policy

Last updated: July 27, 2026

Scope

This policy applies to Cardive for iOS and Android, including companion widgets and platform store pages. Cardive is an on-device organizer for cards, repayment reminders, fixed expenses, and related records.

Information you enter or create

Cardive may store information you choose to enter, such as card names, card numbers (including a full number if you choose to enter it), security codes if you choose to enter them, card types, billing days, repayment days, credit limits, expiry dates, fee reminders, fixed expense names, amounts, notes, reminder settings, completion status, language, theme, currency, and subscription status snapshots.

Local storage

Your main records are stored on your device. On iOS, Cardive may use App Group storage so the main app and widgets can read the same local records and preferences. On Android, card numbers and security codes are encrypted at rest using AES-GCM with a key held in Android Keystore, and sensitive fields are hidden by default in the app. Cardive does not require an account or upload these records to Cardive servers.

Camera and card recognition

On platforms and app versions where card scanning is available, Cardive requests camera access only if you choose to scan a card. Recognition runs on the device. Images are not used for advertising and are not uploaded to Cardive servers.

Notifications

Cardive may request notification permission to schedule local reminders for repayment dates, fixed expenses, card expiry, card fees, and reminder coverage. Notification content is generated from the records you keep in the app.

Purchases and subscriptions

Paid features and subscriptions are processed by Apple App Store or Google Play, depending on where you install the app. Cardive does not receive the payment credentials or platform account password used to complete a store purchase. The app may store local subscription status needed to unlock features.

Diagnostics and analytics

Cardive may keep limited in-app event records on your device to understand feature gates, purchases, and app behavior. If future versions add third-party analytics, crash reporting, cloud sync, advertising, or account services, this policy and the store data disclosures should be updated before those features are released.

Export and sharing

If you export CSV data or share content from Cardive, the exported file may contain the records you selected. Android CSV exports contain only masked card numbers and never include security codes. You control where an exported file is saved or shared, and the destination service may handle it under its own terms and privacy policy.

Sharing with third parties

Cardive does not sell your personal information. Cardive does not share your local records with advertisers or data brokers. Information may be disclosed only when you choose to share/export it, when a platform store processes a purchase, when you contact support, or when required by law.

Deletion

You can delete app records using the deletion features provided in the app. You can also remove local app data by uninstalling the app, subject to the operating system's backup and restore behavior. Store purchase history and subscription management are handled by Apple or Google.

Children

Cardive is not directed to children. If you believe a child has provided personal information through support contact, please contact us so we can review and delete it where appropriate.

Contact

For privacy questions, contact: samuel.w.a@outlook.com.